Pre-purchase counseling provides advice regarding readiness and preparation for individuals transitioning into homeownership. Counseling sessions are catered to meet each consumer’s individual needs and include topics such as:

 Housing selection and mobility

 Locating housing that provides universal design and visibility

 Housing search assistance

 Selecting a real estate agent

 Home inspections

 Purchase procedures and closing costs

 Money management, budgeting, and credit

 Fair housing, fair lending, and predatory lending

 Loan product and feature comparisons

 Alternative sources of mortgage credit

 Down payment assistance

 Federal Housing Administration insured financing

 How to apply for special programs available to potential homebuyers

 How to purchase a home using the Section 8 Homeownership Voucher Program

 Referrals to community services and regulatory agencies